Why save up just to pay a loan?
Transparent & easy – no bank jargon
“I love how simple Griota loans are. I know exactly how much to pay, when and how.”
Market vendor
“Where have you been all my life? I needed this 10 years ago. I love you Griota!”
Flower-shop owner
“My business would have closed if Griota was not financing me.”
Vehicle mechanic
“I have told all my friends about Griota. It is exactly what we need.”
Boda-boda rider
“A Griota loan does not feel like a loan. It feels like a business partner who is helping me succeed.”
Uber driver
“I have been able to start up a new business because of the Griota loans. Love them!”
Bakery owner
“Griota has really helped our small business community grow and we are very grateful.”
Hair saloon owner
“Affordable. Simply and fast. Easy to pay. Griota is what our businesses need.”
Village leader
“Very professional and still down to Earth. These Griota guys get us!”
Restaurant owner
“I used to struggle with working capital but now Griota makes doing business easy.”
Retail Shop owner
Andrew – Founder & CEO of Griota.
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The Griota working capital loans are intended for small businesses that have daily revenue.
These include: Market Vendors, Street Food Vendors, Boda-Boda Riders, Uber Drivers, Retail Shops, Restaurants, Car Washing Bays, Hair saloons, Taxi Drivers etc.
Register on our website or download the Griota app from Playstore or Appstore
Click me to read about our loan approval process
For existing customers, a loan can be approved in as little as 30 minutes.
For first-time customers, a loan is approved within 2 – 4 hours of all requirements being submitted.
Click me to read about our loan tiers.
Click me to read about loan duration
Dial *185*9# on Airtel Money.
Use Merchant Code 6240700 to make payment
Your payment will automatically be tagged to your phone number.
Making payment using a different Mobile Money account from the one registered with Griota:
If you are making payment through a different phone number from the one you registered with us, please put your full name on “reference”.
Loans instalments must be paid by 9pm of each day.
Log into your account to view your loan balance
Loans instalments must be paid by 9pm of each day.
If for whatever reason you are unable to make payment on that day, please contact us by 9pm of that day.
Defaulting on payment will cause you to be blacklisted. It will also affect the credit score of your referees. The loan default terms in the loan agreement will be executed.
